Muhammad Rizwan Ashiq

SENIOR FULL-STACK ENGINEER & TEAM LEAD · 9+ YEARS · PAKISTAN · REMOTE

Builds compliance-heavy, multi-tenant products end to end — and leads the teams that ship them.

mrizwanashiq@outlook.comgithub.com/mrizwanashiqlinkedin.com/in/mrizwanashiqrizwanashiq.com

Summary

Senior Full-Stack Engineer and Team Lead with 9+ years building production fintech and SaaS platforms for clients across the US, UK, Europe, the Middle East, and Southeast Asia. Specialized in compliance-heavy, multi-tenant systems — SPV/fund administration, banking integrations (Plaid, Treasury Prime, Stripe), and KYC/accredited-investor verification — built on NestJS/Node.js, .NET, React/Next.js, and AWS/GCP/Azure.


Experience

Development Team Lead

2022 — Present

Mercury Solutions · Remote

Promoted from Senior Software Engineer to Development Team Lead. Lead a team of 10 engineers delivering fintech and SaaS products for international clients — own the lifecycle from discovery to production.

  • Named Team Lead of the Year two years running; raised on-time delivery to ~95%
  • Drove 60%+ repeat-and-referral business through structured discovery and Agile delivery
  • Set architecture and code-quality standards; own CI/CD, cloud infra, and deployments
NestJSReactReact NativeTypeScriptPostgreSQLAWSDocker

Senior Full-Stack Engineer (Contract)

Sep 2023 – Nov 2024

NOICE · Jakarta, Indonesia · open.noice.id

Production audio/video streaming platform — 15+ backend microservices live on iOS, Android, and web across Southeast Asia.

  • Built the Web Player and Creator Studio serving hundreds of thousands of monthly users
  • Lighthouse score from ~60 to 90+; cut initial load ~40%; subscription conversion +15%
  • Delivered across Podcast, Audio/Video, CMS, and Analytics domains (Agora RTC, PubNub)
Next.jsNode.jsFirebaseGKEAgora RTCOpenTelemetryNew Relic

Senior Software Engineer

Jun 2021 – Dec 2022

Assure.co / Glassboard Tech · Salt Lake City, US · Remote

Back-office engine for AngelList and EquityZen — Utah fintech that pioneered flat-fee SPVs.

  • Built the founder fundraising flow end-to-end: deal creation, KYC, capital collection, and payouts
  • LoopBack 4 (TypeScript) core with REST + gRPC; Keycloak/Casbin RBAC; Camunda BPMN/DMN
  • Integrated Stripe, Plaid, Treasury Prime, Synapse, Onfido, and Parallel Markets
  • Platform lifetime: 50K+ users, 92K+ investments, 8.6K+ SPVs closed
LoopBack 4TypeScriptReactPostgreSQLMongoDBStripePlaidKubernetes

Backend Engineer (Contract)

2021 – 2022

Kairos Business Solutions · Australia · Remote

Fleet-management ERP — real-time driver tracking, delivery routing, geo-fencing, and automated reporting on AWS. Integrated Google Maps Platform for live position updates.

Node.jsPostgreSQLGoogle Maps APIAWS

Full-Stack Developer

2018 – 2021

Independent / Freelance

15+ MVPs and business tools for US, UK, Australian, and Canadian clients across e-commerce, logistics, and SaaS. Multi-carrier shipping platform with UPS/FedEx rate APIs, PayPal checkout, and shipment tracking.

ReactNode.jsMongoDBMySQL.NETPayPalStripeAWS

Technical Skills

BackendNode.js, NestJS, Express, Fastify, .NET / C#, LoopBack 4, GraphQL, REST, gRPC, WebSockets, Serverless, Microservices
FrontendNext.js, React, Redux Toolkit, Zustand, React Query, Tailwind CSS, shadcn/ui, Radix UI, Material UI
MobileReact Native, Expo, Flutter, EAS builds, in-app purchases, HealthKit, Google Health Connect
DatabasesPostgreSQL, MongoDB, MySQL, SQL Server, DynamoDB, Redis, Elasticsearch, ClickHouse, Snowflake
ORMsPrisma, TypeORM, Drizzle, Sequelize, Mongoose, SQLAlchemy
Cloud & DevOpsAWS (Lambda, ECS, S3, RDS, Cognito, API Gateway, CDK) · GCP (GKE, Cloud Run) · Azure (App Service, AD B2C) · Docker · Kubernetes · GitHub Actions · GitLab CI · Vercel · Nginx
FintechStripe, Plaid, Treasury Prime, Synapse, Onfido, Parallel Markets, PayPal, Razorpay, PayStack — KYC, ACH, SPV/fund administration
AI / MLOpenAI (GPT-4o, Whisper), Claude (Anthropic), Gemini, LangChain, NLP pipelines
Auth & SecurityJWT, OAuth 2.0, AWS Cognito, Azure AD B2C, Keycloak, Auth0, WebAuthn, Casbin (RBAC/ABAC)
ObservabilityOpenTelemetry, New Relic, Sentry, PostHog
LanguagesTypeScript, JavaScript, Python, C#, Dart, PHP
TestingJest, Cypress, Playwright, Detox, Supertest, Mocha

Selected Projects

Assure.co / Glassboard Tech
SPV & fund administration fintech — 50K+ users, 92K+ investments, 8.6K+ SPVs. LoopBack 4, Camunda BPMN, Plaid, Stripe, Kubernetes. (AngelList & EquityZen back-office)
NOICE
Audio/video streaming platform, Southeast Asia — 15+ microservices on GKE. Agora RTC, PubNub, OpenTelemetry, WebAuthn. 5★ Upwork review.
HiveQ
Trading analytics — OHLCV via ClickHouse + Kafka, Databento (20yr OHLC history), Nautilus Trader backtesting. Turborepo monorepo, 6 microservices. (NDA)
VeltoHR
Multi-tenant HR SaaS — leave, timesheets, expenses, LMS, AI HR assistant (GPT-4o), Azure AD SSO, WebAuthn. Full employee lifecycle.
OmegaNova
Geopolitical intelligence SaaS — live market data + AI scenario simulation (Claude/OpenAI), BullMQ, AWS ECS, PDF/PPT report generation. (NDA)
ACA Enrollment Platform
HIPAA-compliant insurance pipeline — multi-format ingestion (EDI, CSV, XLSX), 18+ processing modules, 5 role-gated Next.js portals, Auth0, full AWS infra. (NDA)
PathFive
Decision intelligence SaaS — NestJS + Supabase (RLS) + Snowflake + Claude Sonnet AI decision branching + Stripe billing.
LexFlow
Legal document workflow SaaS, Germany — .NET/C#, Azure, Azure AD B2C, OnlyOffice, DSGVO-compliant West Europe data residency.
StockDesk
Investment portfolio tracker — real-time market data, rebalancing tools, performance analytics.
Butterfly Social
Luxury concierge club app, Dubai DIFC — React Native + .NET + React Admin, 4 membership tiers. (NDA)

Education & Recognition

BS, Information Technology

Khwaja Fareed University of Engineering & IT · 2016 – 2020

Final-Year Project: Advanced Autonomous Car — algorithm-driven self-driving vehicle. Microsoft Imagine Cup, Regional Second Runner-Up (2020)

Certifications

AWS Academy Cloud Foundations · Microsoft Certified: Power Platform Fundamentals · JavaScript Intermediate (HackerRank) · SQL Intermediate (HackerRank)

Awards

Team Lead of the Year (2×) · Star of the Year · Microsoft Imagine Cup Regional Runner-Up


Updated June 2026 · Full portfolio at rizwanashiq.com