Muhammad Rizwan Ashiq

SENIOR FULL-STACK ENGINEER & TEAM LEAD · 9+ YEARS · PAKISTAN · REMOTE

Builds compliance-heavy, multi-tenant products end to end — and leads the teams that ship them.

mrizwanashiq@outlook.comgithub.com/mrizwanashiqlinkedin.com/in/mrizwanashiqrizwanashiq.com

Summary

Senior Full-Stack Engineer and Team Lead with 9+ years building production fintech and SaaS platforms for clients across the US, UK, Europe, the Middle East, and Southeast Asia. Specialized in compliance-heavy, multi-tenant systems — SPV/fund administration, banking integrations (Plaid, Treasury Prime, Stripe), and KYC/accredited-investor verification — built on NestJS/Node.js, .NET, React/Next.js, and AWS/GCP/Azure.

  • –Senior engineer on Assure.co / Glassboard (back-office engine for AngelList & EquityZen) — 50K+ users, 92K+ investments, and 8.6K+ SPVs closed
  • –Delivered 100+ products across fintech, healthcare, streaming, and enterprise SaaS — dozens live in production with active users; 20+ mobile apps shipped to stores
  • –Named Team Lead of the Year two years running; taught a university Web Programming course and mentored 50+ engineers

Experience

Development Team Lead

2022 — Present

Mercury Sols

Promoted from Senior Software Engineer to Development Team Lead. Grew the team from 4 to 10 engineers delivering fintech and SaaS products for international clients — own the lifecycle from discovery to production.

  • –Named Team Lead of the Year two years in a row; raised on-time delivery to ~95%
  • –Drove 60%+ repeat-and-referral business through structured discovery and Agile delivery
  • –Set architecture and code-quality standards across all active projects; own CI/CD, cloud infra, and deployments
  • –Run client meetings and business analysis — translating goals into scope, roadmaps, and technical requirements
NestJSReactReact NativePostgreSQLAWSDockerTypeScriptGraphQL

Senior Full-Stack Engineer (Contract)

Sep 2023 — Nov 2024

NOICE · Jakarta, Indonesia

Production audio/video streaming platform — 15+ backend microservices live on iOS, Android, and web across Southeast Asia.

  • –Built the Web Player and Creator Studio serving hundreds of thousands of monthly users
  • –Improved Lighthouse from ~60 to 90+ and cut initial load ~40%; rebuilt subscription flow, lifting conversion ~15%
  • –Delivered across Podcast, Audio/Video, CMS, and Analytics domains (Agora RTC, PubNub, OpenTelemetry)
Next.jsNode.jsFirebaseGKEAgora RTCOpenTelemetryNew Relic

Senior Software Engineer

Jun 2021 — Dec 2022

Assure.co / Glassboard Tech · Salt Lake City, US · Remote

Senior full-stack engineer on a 3-developer team — the engineering arm behind Assure.co, the Utah fintech that pioneered flat-fee SPVs and was the back-office engine for AngelList and EquityZen.

  • –Built the founder fundraising flow end-to-end: deal creation, bank-account opening, investor KYC, capital collection, and payouts
  • –Engineered the core backend in LoopBack 4 (TypeScript) with REST + gRPC over PostgreSQL/MongoDB; Keycloak/Casbin RBAC; Camunda BPMN/DMN
  • –Integrated Stripe, Plaid, Treasury Prime, Synapse, Onfido, and Parallel Markets
  • –Platform reached 50K+ users, 92K+ investments, and 8.6K+ SPVs closed
LoopBack 4TypeScriptReactPostgreSQLMongoDBStripePlaidKubernetes

Backend Engineer (Contract)

2021 — 2022

Kairos Business Solutions · Australia · Remote

Fleet-management ERP backend for Australian logistics clients — real-time driver tracking, delivery routing, geo-fencing triggers, and automated reporting pipelines on AWS. Integrated Google Maps Platform for live position updates.

Node.jsPostgreSQLGoogle Maps APIAWS

Full-Stack Developer

2018 — 2021

Independent / Freelance

Delivered 15+ MVPs, client portals, and business tools for US, UK, Australian, and Canadian clients across e-commerce, logistics, and SaaS — including a multi-carrier shipping platform with UPS/FedEx rate APIs, PayPal checkout, and shipment tracking, plus desktop POS systems for cafés and restaurants built with JavaFX and Spring Boot.

ReactNode.jsMongoDBMySQL.NETJavaFXSpring BootPayPalStripeAWS

Technical Skills

BackendNode.js, NestJS, Express, Fastify, .NET / C#, LoopBack 4, GraphQL, REST, gRPC, WebSockets, Serverless, Microservices
FrontendNext.js, React, Redux Toolkit, Zustand, React Query, Tailwind CSS, shadcn/ui, Radix UI, Material UI
MobileReact Native, Expo, Flutter, EAS builds, in-app purchases, HealthKit, Google Health Connect
DatabasesPostgreSQL, MongoDB, MySQL, SQL Server, DynamoDB, Redis, Elasticsearch, ClickHouse, Snowflake
ORMsPrisma, TypeORM, Drizzle, Sequelize, Mongoose, SQLAlchemy
Cloud & DevOpsAWS (Lambda, ECS, S3, RDS, Cognito, API Gateway, CDK) · GCP (GKE, Cloud Run) · Azure (App Service, AD B2C) · Docker · Kubernetes · GitHub Actions · GitLab CI · Vercel · Nginx
FintechStripe, Plaid, Treasury Prime, Synapse, Onfido, Parallel Markets, PayPal, Razorpay, PayStack, Telr, PayMob, Finix — KYC, ACH, SPV/fund administration
AI / MLClaude (Anthropic), OpenAI (GPT-4o, Whisper), Gemini, LangChain, RAG pipelines, MCP integrations, agentic workflows, LLM cost optimization (model routing, prompt caching)
Auth & SecurityJWT, OAuth 2.0, AWS Cognito, Azure AD B2C, Keycloak, Auth0, WebAuthn, Casbin (RBAC/ABAC)
ObservabilityOpenTelemetry, New Relic, Sentry, PostHog
LanguagesTypeScript, JavaScript, Python, C#, Dart, PHP
TestingJest, Cypress, Playwright, Detox, Supertest, Mocha

Selected Projects

SPV & fund administration fintech — 50K+ users, 92K+ investments, 8.6K+ SPVs. LoopBack 4, Camunda BPMN, Plaid, Stripe, Kubernetes. (AngelList & EquityZen back-office)
Audio/video streaming platform, Southeast Asia — 15+ microservices on GKE. Agora RTC, PubNub, OpenTelemetry, WebAuthn. 5★ Upwork review.
Trading analytics — OHLCV via ClickHouse + Kafka, Databento (20yr OHLC history), Nautilus Trader backtesting. Turborepo monorepo, 6 microservices.
Multi-tenant HR SaaS — leave, timesheets, expenses, LMS, AI HR assistant (GPT-4o), Azure AD SSO, WebAuthn. Full employee lifecycle.
Geopolitical intelligence SaaS — live market data + AI scenario simulation (Claude/OpenAI), BullMQ, AWS ECS, PDF/PPT report generation.
ACA Enrollment Platform
HIPAA-compliant insurance pipeline — multi-format ingestion (EDI, CSV, XLSX), 18+ processing modules, 5 role-gated Next.js portals, Auth0, full AWS infra. (NDA)
Decision intelligence SaaS — NestJS + Supabase (RLS) + Snowflake + Claude Sonnet AI decision branching + Stripe billing.
Legal document workflow SaaS, Germany — .NET/C#, Azure, Azure AD B2C, OnlyOffice, DSGVO-compliant West Europe data residency.
Investment portfolio tracker — real-time market data, rebalancing tools, performance analytics.
Luxury concierge club app, Dubai DIFC — React Native + .NET + React Admin, 4 membership tiers.

Education & Recognition

BS, Information Technology

Khwaja Fareed University of Engineering & IT · 2016 – 2020

Final-Year Project: Advanced Autonomous Car — algorithm-driven self-driving vehicle. Microsoft Imagine Cup, Regional Second Runner-Up (2020)

Certifications

AWS Academy Cloud Foundations · Microsoft Certified: Power Platform Fundamentals · JavaScript Intermediate (HackerRank) · SQL Intermediate (HackerRank)

Awards

Team Lead of the Year (2×) · Star of the Year · Microsoft Imagine Cup Regional Runner-Up

Updated July 2026 · Full portfolio at rizwanashiq.com